State Employees Credit Union of Maryland: A Comprehensive Guide
What is the State Employees Credit Union of Maryland?
The State Employees Credit Union of Maryland (SECU) is a not-for-profit, member-owned, financial cooperative that serves Maryland's public employees, retirees and their families. Established in 1953, SECU continues to offer its members a wide array of financial services and products, including checking and savings accounts, loans, mortgages, credit cards, online and mobile banking and much more. SECU is committed to providing members with the best possible service, convenience and value.
What services does the State Employees Credit Union of Maryland offer?
SECU offers its members a wide range of financial services and products, including checking and savings accounts, loans, mortgages, credit cards, online and mobile banking, and more. Members can also take advantage of free financial counseling, free educational seminars, retirement planning, financial advice and more.
What are the benefits of joining the State Employees Credit Union of Maryland?
As a member-owned credit union, SECU offers its members many benefits, such as competitive rates on loans and savings accounts, no monthly fees, no minimum balance requirements, and no penalty fees. Members also enjoy access to a wide range of financial services and products at competitive rates. In addition, SECU prides itself on excellent customer service and offers members free financial counseling and educational seminars.
How do I join the State Employees Credit Union of Maryland?
Membership in SECU is open to all current and retired state employees and their families. To join, you must complete an application and provide proof of your employment or retirement status. Once your application is approved, you will receive a membership kit that includes a debit card, checks, and other materials. After you become a member, you can access your accounts online or through SECU’s mobile banking app.
What are the fees associated with the State Employees Credit Union of Maryland?
SECU does not charge any monthly fees or minimum balance requirements. In addition, there are no penalty fees associated with membership. However, there are fees associated with certain services, such as overdrafts, wire transfers, and cashier’s checks. A full list of fees is available on the SECU website.
Is the State Employees Credit Union of Maryland safe?
Yes, SECU is a safe and secure financial institution. It is insured by the National Credit Union Administration (NCUA) and is subject to the same regulations and standards as other federally insured financial institutions. In addition, SECU uses the latest security measures to protect its members' accounts and information.
How can I contact the State Employees Credit Union of Maryland?
SECU offers its members a variety of ways to contact the credit union. You can contact SECU by phone, email, or mail. You can also visit the SECU website for more information. And if you need assistance with your accounts, you can visit one of SECU’s many branches or speak with a representative online or over the phone.
Conclusion
The State Employees Credit Union of Maryland is a great option for public employees, retirees and their families. With competitive rates, no monthly fees, free financial counseling and more, SECU provides its members with a wide range of financial services and products. If you’re looking for a secure, reliable and convenient financial institution, the State Employees Credit Union of Maryland is worth considering.